Dollars And Sense

getting the things you want

DollarsandSense

Tips on budgeting

Don't aim for the stars with your goals. Start with small, achievable ones that keep you motivated.
Give your budget a bit of flexibility so that you will be able to stick to it.
Make sure you have allowed for 'unexpected expenses' in your budget.
Try to include some money for rewards to keep you motivated. Sometimes spending a small amount of money can stop you from blowing a lot.

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Saving tips that work	Your action
Ease up on retail therapy - don't use shopping to boost your mood or stave off boredom.	No way! Possibly No problem
Do the mental test drive - when you see something you want, try and think about it rationally rather than emotionally. Do you really need it? What else could the money do for you?	No way! Possibly No problem
Ration the junk food - all those little sums add up quickly.	No way! Possibly No problem
Ditch the arcade - arcade games eat money like casinos.	No way! Possibly No problem
Do some odd jobs for cash, or more of them - wash neighbour's cars, wash or walk their pets, baby sit, etc.	No way! Possibly No problem
Keep a money jar - stash loose change in a jar and when its full, bank it.	No way! Possibly No problem
Make your own gifts and cards - it not only saves; people appreciate the effort.	No way! Possibly No problem
Focus on a single financial goal - draw or cut out a picture of it and stick it on your bedroom wall.	No way! Possibly No problem
Results Please answer all of the questions to see your results.

Get a clearer idea of how you're doing. Our Savings Calculator can help you determine how long it will take to reach your savings goals.

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